If you are considering self-employment as a representative, consultant or distributor you may want to consider purchasing direct sellers insurance
Whether you have decided on selling Avon, Body Shop, Herbalife or Tupperware or one of the many successful brands currently trading today insurance is essential.
If you are going to be interacting with people as part of your business venture, it's always worth doing a little research on what type of insurance you need and what cover it provides.
Protecting your business from liability for damages and injury to third parties should be your priority, as without insurance you are personally liable.
Sales Consultants Insurance, you'll be glad to hear, is cost-effective and to correctly cover yourself; the policy will be less than £30 per year, in fact, we'll include some prices here from our liability1st website. You may have come across us already on the Direct Selling Association (DSA) website, as Primo plc are the approved insurance supply member.
If you are working for yourself Primo plc will offer you public liability insurance for £27.62 including insurance premium tax and that's for 12 months, and £2 million liability, there is £5 million available too.
Best of all is you can purchase it online with a click of a button...
Public LiabilityPublic liability insurance covers the cost of legal action and compensation claims made against you or your business if a third party is injured or their property suffers damage whilst at your business premises or when you are working in their home, office or business property
Employers LiabilityEmployers' liability insurance is designed to cover the costs if an employee claims compensation for illness or injury that they believe has been caused by their work. ... The court can order the employer to pay compensation for injury, costs and other damages.
Cover for StockIf you're a direct seller, you may rely on stock to keep your business running. So, you'll need an insurance policy in place to ensure your stock is protected in the event that it's lost, stolen or damaged.
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